Smart Car Financing: Essential Steps to Avoid Costly Loan Mistakes

Buying a car is a very big decision, and you need to take your time when shopping for a car loan. Rushing through this process will lead to pitfalls, and the following are common mistakes you must avoid when working with a car mortgage broker: 1. Not knowing your credit history You need to know […]

Does Renewing an Early Mortgage Cost Or Save You Money?

Most homeowners do not think too much about mortgage renewal, but taking the time to learn about your options will ensure you don’t face unexpected challenges.  You will be required to renew your mortgage at the end of your current mortgage term, and lenders will notify you 21 days before your term ends. Mortgage brokers […]

How to Calculate Your Income as a Self-Employed Individual for Mortgage Purposes

A lender will determine your ability to repay a loan by verifying your income, and self-employed individuals may face a few challenges when applying for a mortgage. Employed individuals can use recent tax returns or pay stubs to calculate their income, but those who are self-employed may not have this kind of information, and their […]

How to Choose the Right Mortgage Broker in Alberta

Working with a mortgage broker is highly recommended for those who are trying to purchase a home. A mortgage broker will provide you with solutions that are suitable for your financial situation and needs and will help you secure a mortgage to help you buy your dream home.  Reputable mortgage brokers will do the mortgage […]

Self-Employment Mortgages: What You Need to Know Before You Apply

Self-employed individuals may face a few challenges when applying for a mortgage because it can be a little bit tricky to prove your income which is the main aspect lenders will focus on when reviewing applications.  Lenders want to see income stability when looking at a mortgage application, and traditional employees can provide pay stubs […]

The Benefits Of Using A Mortgage Broker

Buying a home is very exciting, but obtaining a mortgage is not always easy. This is especially true for individuals who are self-employed or have a bad credit history. If you are in a unique financial situation, it is highly recommended that you work with a reputable mortgage broker.  If you do not qualify for […]

Things to Know Before You Refinance Your Mortgage

If you want to lower your interest rate, access existing equity in your property, or consolidate and pay off debts, refinancing your mortgage may be a great idea. There are potential risks and costs associated with this option, however, and there are certain things you need to know before you refinance your mortgage in Fort […]

Tips for Getting Approved for a Mortgage

A mortgage is required to buy a home, and the following tips will increase your chances of getting your mortgage approved in Fort McMurray: 1. Check your credit score A higher score indicates your commitment to making loan repayments in the past, and lenders will appreciate this aspect because it means you are less likely […]

Should I Refinance My Mortgage And When?

Refinancing a mortgage will make sense for some homeowners, and this guide will help you decide whether or not this is a smart financial move for your situation.  The first thing to understand is why some homeowners choose to refinance their mortgage, and if any of the following reasons apply to your situation, refinancing may […]

Fixed Rate VS Variable Rate

The decision to buy a home is one of life’s biggest financial decisions. One of the most critical pieces of the puzzle is deciding which type of mortgage is right for you. Two of the most popular types of mortgages are fixed rate mortgages and variable rate mortgages. Here is a breakdown of the differences […]

Check here for mortgage news and updates relevant to you!



“I would give her 100 stars if I could. Charlene is the mortgage broker to have in your corner. She helped us 13 years ago when we bought our first home, and once again, she went above and beyond, day after day, to get us into our new home. No matter what challenge arose, she got it settled and here we are, seeing our dream become reality! We will be forever grateful, and she comes with our highest recommendation!
Thank you Charlene for every text, phone call, email and document that you had to make on our behalf. We are so excited to make memories with our children in our new home and neighbourhood.”
Andrea Aucoin, Fort McMurray, Alberta