Calculators

Whether you’re thinking about buying a new home, getting a home equity loan or line of credit, or refinancing an existing Mortgage, our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

Resources

Mortgages & Real Estate

Canadian Association of Accredited Mortgage Professionals

Canada Mortgage & Housing Corporation

Genworth Financial Canada

Canada Revenue Agency, Track NOA

Canadian Association of Home and Property Inspectors

Canadian Home Builders Association

“I received top quality Professional service that accommodated my busy schedule. Charlene is available outside of normal hours to meet the financial needs of clients. She ensures all aspects of mortgages are explained to clients and she negotiated best rates. Thanks for all your help! I highly recommend her services.”

Trixie Pilgrim, Roddington, Newfoundland and Labrador

Current Variable Mortgage Rate

1.25%

Current Prime Rate

2.45%

6 Months

Bank Rates: 3.04%

Payment/$100k Rates: $477.88

Our Rates: 2.79%

Payment/$100k Rates: $462.54

Savings: $12.76

1 Year

Bank Rates: 2.79%

Payment/$100k Rates: $480.46

Our Rates: 1.84%

Payment/$100k Rates: $415.77

Savings: $46.77

2 Years

Bank Rates: 2.94%

Payment/$100k Rates: $483.05

Our Rates: 1.54%

Payment/$100k Rates: $401.59

Savings: $68.59

3 Years

Bank Rates: 3.49%

Payment/$100k Rates: $498.74

Our Rates: 1.54%

Payment/$100k Rates: $401.59

Savings: $97.16

4 Years

Bank Rates: 3.74%

Payment/$100k Rates: $512.02

Our Rates: 1.84%

Payment/$100k Rates: $415.77

Savings: $96.25

5 Years

Bank Rates: 4.59%

Payment/$100k Rates: $588.49

Our Rates: 2.04%

Payment/$100k Rates: $425.38

Savings: $133.10

7 Years

Bank Rates: 5.35%

Payment/$100k Rates: $601.69

Our Rates: 2.84%

Payment/$100k Rates: $465.07

Savings: $136.61

10 Years

Bank Rates: 5.60%

Payment/$100k Rates: $616.23

Our Rates: 3.24%

Payment/$100k Rates: $485.65

Savings: $130.58

Terms	Bank Rates	Payment/$100k Rates	Our Rates	Payment/$100k Rates	Savings
6 Months	3.04%	$477.88	2.79%	$462.54	$12.76
1 Year	2.79%	$480.46	1.84%	$415.77	$46.77
2 Years	2.94%	$483.05	1.54%	$401.59	$68.59
3 Years	3.49%	$498.74	1.54%	$401.59	$97.16
4 Years	3.74%	$512.02	1.84%	$415.77	$96.25
5 Years	4.59%	$588.49	2.04%	$425.38	$133.10
7 Years	5.35%	$601.69	2.84%	$465.07	$136.61
10 Years	5.60%	$616.23	3.24%	$485.65	$130.58