As we step into 2025, many Fort McMurray residents are thinking about their housing goals—whether that’s purchasing a new home, selling their current property, or saving up for that perfect place. The team here at Charlene Elliott Mortgages understands how important homeownership is, and we’re here to help you navigate the market with confidence. Whether […]
We all know that purchasing a home is one of the biggest financial decisions we make in our lives. Navigating the complexities of the mortgage process can be an overwhelming and daunting task. Charlene Elliott has extensive experience as a broker in Fort McMurray, she has built strong trust within the community and helped her […]
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]
Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year amortization. This […]
Navigating the mortgage landscape can be daunting, especially if you have bad credit. But the good news is that it’s not impossible to secure a mortgage even with a less-than-stellar credit score. In this blog, we’ll explore your options and provide tips on how to increase your chances of getting approved. Understanding Bad Credit In […]
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on a variable-rate mortgage, this will result in a slight decrease in your mortgage payments to match the current rates giving you more […]
As a local Mortgage Broker in Fort McMurray, I’ve had the privilege of watching our community flourish. With its unique blend of economic opportunities, community spirit, and natural beauty, Fort McMurray is an exceptional place to consider when purchasing a home. Here are some compelling reasons to make Fort McMurray your next home. 1. A Growing […]
When your mortgage renewal date is coming up, it’s a great idea to touch base with your mortgage broker. Here’s why consulting your broker can save you money, reduce stress, and help you make better choices. 1. Get Better Rates and Terms Mortgage brokers have access to many lenders and can often find better rates […]
When it comes to securing a mortgage, self-employed individuals often face additional challenges compared to traditional employees. Lenders may view self-employment as riskier due to fluctuating income and less straightforward financial documentation. Lets go over some tips to help you navigate the mortgage process application and make securing your mortgage as straightforward as possible! First, […]
Imagine a world where your property tax bill doesn’t loom over you like a financial storm cloud at the year’s end. Enter the Tax Instalment Payment Plan (TIPP), your ally in financial planning. This program transforms the daunting task of paying property taxes into a manageable, bite-sized process. Why Choose TIPP? The TIPP Advantage: The […]
“Never have I have been treated like such a great person, Timely, organized and worked hard for me to have the best deal possible. Thanks Again”
