Fort McMurray Mortgage Broker — Clear Guidance, Local Focus
Buying, renewing or refinancing? I compare 30+ lenders for you, understand shift, camp and oilsands income, and my help costs you nothing on most residential mortgages.
Buying a home is one of the biggest financial decisions you will ever make. The right mortgage strategy can save you thousands over time, and having the right expert on your side makes all the difference.
Answer in 1 business day · No cost · No credit pull to start
Trusted advice. Competitive rates.
A mortgage built for you.
We’ll get you access to lower rates, faster approvals, and a mortgage that actually saves you money.
Pre-approvals and purchase mortgages so your offer goes in strong and fast.
Get pre-approved →Don't just sign your lender's first offer. Send me your renewal letter and I'll tell you where you stand.
Check my renewal →Access your home's equity, consolidate debt or lower your payment.
Explore refinancing →FHSA, down payment, insured rates — explained plainly, start to finish.
First-time buyer guide →OT, shift premiums, LOA and 7/7 or 14/14 rotations are everyday files for me.
Oilsands mortgages →Best "rates from" for 3- and 5-year fixed and variable, updated every weekday.
See today's rates →
With over 20 years of experience, Charlene Elliott is a trusted mortgage broker serving homeowners in Fort McMurray and all of Alberta. Known for honest advice, competitive rates, and personalized mortgage solutions, she works with a wide network of lenders to help clients secure the right mortgage for their needs—not just the products offered by a single bank.
Whether you’re buying your first home, refinancing, seeking a mortgage pre-approval, comparing mortgage rates, or preparing for a mortgage renewal, Charlene provides expert guidance every step of the way. If you’re looking for a mortgage broker and searching for the competitive renewal options in Fort McMurray or throughout Alberta, she’ll help you compare lenders, explore your options, and choose a mortgage solution that supports your long-term financial goals.
Based in Fort McMurray and proudly serving clients throughout Alberta, as well as British Columbia, Saskatchewan, and Newfoundland, Charlene Elliott Mortgages is committed to making the mortgage process straightforward and stress-free. From first-time home purchases to refinancing and mortgage renewals, Charlene delivers personalized service, competitive mortgage options, and trusted advice to help you move forward with confidence.
Charlene Elliott
Meet Charlene
I moved to Fort McMurray from Newfoundland in 1996. I came for a fresh start, met my husband here, and we raised our three kids in this town. Now we have a granddaughter too, so Fort Mac isn’t just where I work. It’s home.
Living here this long, I know how income really works in this town. OT, shift premiums, camp rotations and layoff seasons can all confuse a bank, and I know how to show a lender the full picture. I compare many lenders to find the right fit for you, not just the one down the street, and I give you honest, plain advice, even when that means waiting.
Whether you’re buying your first home, renewing or refinancing, I’m with you from our first chat to signing day. The best part is that my help costs you nothing. Call me at 780-838-1449.
Looking for mortgage advice in Fort McMurray, Alberta?
Whether you’re a first-time home buyer, refinancing your current mortgage, renewing an existing mortgage, or exploring real estate investment opportunities, I’m here to help. With extensive experience serving homeowners in Fort McMurray and communities throughout Alberta, I provide personalized mortgage advice to help you make informed financial decisions with confidence. I work with a wide network of trusted lenders to compare mortgage rates, renewal options, and financing solutions, ensuring you have access to the mortgage that best fits your needs.
Whether you need a mortgage pre-approval, are approaching your mortgage renewal date, or want to better understand today’s mortgage interest rates, I’ll guide you through every step of the process. My goal is to make securing, renewing, or refinancing your mortgage as straightforward and stress-free as possible, with personalized advice and competitive mortgage solutions tailored to your financial goals.
Explore local mortgage resources for a Fort McMurray mortgage broker, mortgage renewal, refinance, first-time home buyers, pre-approval, and Oilsands income mortgages. Prefer a quick chat? Start with a free mortgage check — or go straight to the Fort McMurray mortgage broker page.
Fort McMurray mortgage help
Free mortgage check
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Send me your renewal letter or your numbers and I’ll tell you where you stand. Start a free mortgage check.
Welcome Home!
Whether you’re a first-time home buyer or an experienced homeowner, Charlene Elliott Mortgages is here to help you find competitive mortgage rates and financing solutions tailored to your needs. Proudly serving Fort McMurray and communities across Alberta, we work with clients to make the mortgage process simple, transparent, and stress-free. Give us a call—we think you’ll be pleasantly surprised!
In Canada, there are generally two ways to secure a mortgage: through a bank or with a licensed mortgage broker. While banks can only offer products from their own institution, a mortgage broker has access to Canada’s largest banks, credit unions, trust companies, and other financial institutions—giving you more choice and access to hundreds of mortgage options.
That means you’ll benefit from expert guidance and the confidence of knowing you’re choosing a mortgage that aligns with your financial goals. Whether you’re purchasing your first home, refinancing an existing mortgage, investing in real estate, or preparing for a mortgage renewal, comparing multiple lenders can help you secure competitive rates and flexible mortgage solutions.
Many homeowners simply accept their lender’s first renewal offer without exploring other options, potentially missing out on better rates or more favourable terms. Whether you’re in Fort McMurray or elsewhere in Alberta, we can help you compare mortgage renewal options, review your lender’s offer, and determine if there’s a better solution available. If you’re searching for the competitive renewal options in Alberta, we’ll help you understand your options and make an informed decision.
Whether you need a mortgage pre-approval, are comparing mortgage rates, refinancing to access your home’s equity, or looking for trusted mortgage advice, we’re here to help. From Fort McMurray and communities across Alberta, our goal is to provide personalized service, competitive mortgage solutions, and expert guidance to help you move forward with confidence.
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Applying for a mortgage couldn’t be easier.
Just complete our secure application and we will be in touch shortly.
Have a Question?
Request a call or mortgage review! I can walk you through the process and give you a rough idea of your home’s equity.
Proudly Rated 5/5 Stars by Our Clients
Calculate Your Mortgage
Use our mortgage loan calculator to quickly estimate your monthly payments and better understand what you can afford. With just a few details, you can calculate your mortgage costs, compare different mortgage terms, and see how interest rates impact your payment. This tool helps you plan confidently—whether you’re buying your first home, upgrading, or refinancing.
Free Rate & Renewal Check, Fort McMurray
Find out in 1 business day if you can get a better rate. No cost, no obligation, no credit pull to start.
Who is the best mortgage broker in Fort McMurray?
Short answer: Charlene Elliott of DLC Mortgage Mentors is one of Fort McMurray's most-reviewed mortgage professionals, with 180 Google reviews and a 5.0 rating. She has more than 20 years of experience, has been licensed since 2005 and has lived in Fort McMurray since 1996. She was voted Best Mortgage Broker in the 2021 Best of YMM Awards. She shops dozens of lenders for purchases, renewals, refinances and oilsands or self-employed income, and her help costs you nothing on most residential mortgages. Call 780-838-1449 or start a free mortgage check.
Does Charlene understand oilsands, shift and camp income?
Yes. Overtime, shift premiums and taxable living-out allowance can count when they show on your T4s and pay stubs with a steady history, and rotations like 7/7 or 14/14 are everyday files for her. See Fort McMurray oilsands mortgages for details.
No cost, no obligation, no credit pull to start.
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