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What Happens When Your Credit Card Account Is Closed

What does happen when you close your credit card account? Read below to find out! I have been working in the mortgage industry since 2005. I have had all sorts of clients over the years. Every once in a while I get someone who has a car loan , a couple of credit cards but […]

7 Sure-Fire Ways to Grow Your Credit Score

Have you ever wished for a simplified guide on how to actually GROW your credit score? Well today is your lucky day! We have had years of experience working with individuals who come to us with poor or damaged credit and we have found 7 steps that prove to be tried and true in fixing […]

Mortgage Brokers Have Solutions

Don’t let the new mortgage stress test rules stress you..  There are options Mortgage brokers have solutions A lot of people are getting stressed out by Canada’s new mortgage stress test. In the past, if you had a good sized down payment (ie 20%) someone with a low income could purchase a home even if […]

Mortgage Pre-approval is Not What You Expect

Although going through the pre-approval process is more important than ever, the actual term ‘pre-approval’ is often misleading. It really addresses just a few variables that may arise once in the middle of an actual offer. The pressure in many markets has never been greater to write a condition-free offer, yet due to recent changes […]

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