As a local Mortgage Broker in Fort McMurray, I’ve had the privilege of watching our community flourish. With its unique blend of economic opportunities, community spirit, and natural beauty, Fort McMurray is an exceptional place to consider when purchasing a home. Here are some compelling reasons to make Fort McMurray your next home. 1. A Growing […]
When your mortgage renewal date is coming up, it’s a great idea to touch base with your mortgage broker. Here’s why consulting your broker can save you money, reduce stress, and help you make better choices. 1. Get Better Rates and Terms Mortgage brokers have access to many lenders and can often find better rates […]
When it comes to securing a mortgage, self-employed individuals often face additional challenges compared to traditional employees. Lenders may view self-employment as riskier due to fluctuating income and less straightforward financial documentation. Lets go over some tips to help you navigate the mortgage process application and make securing your mortgage as straightforward as possible! First, […]
Imagine a world where your property tax bill doesn’t loom over you like a financial storm cloud at the year’s end. Enter the Tax Instalment Payment Plan (TIPP), your ally in financial planning. This program transforms the daunting task of paying property taxes into a manageable, bite-sized process. Why Choose TIPP? The TIPP Advantage: The […]
Refinancing your mortgage can be a beneficial financial move, but it may not align with everyone’s long-term goals. Let’s go over the top 5 factors you need to be taking into consideration when refinancing your mortgage. 1. Interest Rates – Current Rates Vs Your Existing Rate: Compare the current market rates with the rate on your existing […]
When you’re trying to get a mortgage, you might hear the term “co-signer” come up. A co-signer is someone who agrees to share the responsibility of the loan with you, meaning they’re also on the hook if things go wrong. Their financial details, like credit score and income, help make your application look better, which […]
Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! To help make the mortgage process smoother, one of the things you can do is to get pre-approved for your mortgage. Getting pre-approved doesn’t commit you to a single lender, but it does guarantee […]
Buying a home is one of the most exciting ventures in life! To ensure it goes smoothly, you need to have a proper budget in place to protect your financial security and help you make the best decision for your future location. However, the cost of the home is not the only cost that you […]
Is your home in desperate need of an upgrade? Are you dying to renovate your bathroom, kitchen, or other space but not sure how to fund this renovation project? Did you find a home you’d like to buy but it needs work? We’ve got good news! When it comes to covering the costs of renovating, […]
When it comes to purchasing a home, one of the most critical factors to consider is the mortgage rate. Mortgage rates play a significant role in determining the overall cost of homeownership and can have a lasting impact on your financial well-being. However, navigating the complexities of mortgage rates can often feel like deciphering a […]
“Charlene is the most professional broker I know! Her advice and experience is amazing and it shows in her work. She is very prompt in getting back to you and ensures you understand the process. It was a pleasure working with her and I highly recommend her to help anyone with the purchase of their home. She was able to get us approved in no time and followed up with us every step of the way to ensure a smooth process. Choose Charlene and you won’t be disappointed”
