Imagine a world where your property tax bill doesn’t loom over you like a financial storm cloud at the year’s end. Enter the Tax Instalment Payment Plan (TIPP), your ally in financial planning. This program transforms the daunting task of paying property taxes into a manageable, bite-sized process. Why Choose TIPP? The TIPP Advantage: The […]
Refinancing your mortgage can be a beneficial financial move, but it may not align with everyone’s long-term goals. Let’s go over the top 5 factors you need to be taking into consideration when refinancing your mortgage. 1. Interest Rates – Current Rates Vs Your Existing Rate: Compare the current market rates with the rate on your existing […]
When you’re trying to get a mortgage, you might hear the term “co-signer” come up. A co-signer is someone who agrees to share the responsibility of the loan with you, meaning they’re also on the hook if things go wrong. Their financial details, like credit score and income, help make your application look better, which […]
Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! To help make the mortgage process smoother, one of the things you can do is to get pre-approved for your mortgage. Getting pre-approved doesn’t commit you to a single lender, but it does guarantee […]
Buying a home is one of the most exciting ventures in life! To ensure it goes smoothly, you need to have a proper budget in place to protect your financial security and help you make the best decision for your future location. However, the cost of the home is not the only cost that you […]
Is your home in desperate need of an upgrade? Are you dying to renovate your bathroom, kitchen, or other space but not sure how to fund this renovation project? Did you find a home you’d like to buy but it needs work? We’ve got good news! When it comes to covering the costs of renovating, […]
When it comes to purchasing a home, one of the most critical factors to consider is the mortgage rate. Mortgage rates play a significant role in determining the overall cost of homeownership and can have a lasting impact on your financial well-being. However, navigating the complexities of mortgage rates can often feel like deciphering a […]
With the anticipation of rates going down, some homeowners may be considering switching from a variable-rate mortgage to a fixed-rate mortgage to lock in their next term. Switching from a variable-rate mortgage to a fixed-rate mortgage can offer stability in your monthly payments, protecting you from potential interest rate hikes, along with some other benefits: […]
Lowering your interest rate can save you money over the life of a loan or credit card. Here are some proven strategies to help you accomplish that: By implementing these strategies, you can potentially lower your interest rate and save money in the long run. Don’t forget to check with your DLC Mortgage Expert also […]
In the competitive world of mortgage lending, one important tool that borrowers in Canada can utilize is the mortgage rate hold. A rate hold allows borrowers to secure a specific interest rate for a set period, typically ranging from 30 to 120 days, while they shop for a home or finalize their mortgage application. This […]
She is simply The Best, very knowledgeable, professional and above all v kind. I feel kind of warm person who cares. Bravo! Keep up the great work Charlene.?
