Buying a home is one of the most significant financial decisions you’ll ever make. Whether you’re purchasing your first home or upgrading to your dream property, there’s one key step in the process that you can’t afford to skip: getting pre-approved for a mortgage. At Charlene Elliott Mortgages, we understand how important this step is, and […]
If you’re a homeowner, chances are you’ve heard of refinancing your mortgage—but what does it really mean, and how can it benefit you? Refinancing isn’t just about securing a lower interest rate; it’s a financial strategy that can help you achieve a range of goals, from lowering your monthly payments to accessing equity for home […]
While spring and summer may be the traditional peak seasons for real estate activity, winter offers a unique set of advantages for both buyers and sellers—especially in Fort McMurray. Whether you’re looking to buy your first home or sell your property, winter could be the perfect time to make a move. Here’s why you might […]
As we step into 2025, many Fort McMurray residents are thinking about their housing goals—whether that’s purchasing a new home, selling their current property, or saving up for that perfect place. The team here at Charlene Elliott Mortgages understands how important homeownership is, and we’re here to help you navigate the market with confidence. Whether […]
We all know that purchasing a home is one of the biggest financial decisions we make in our lives. Navigating the complexities of the mortgage process can be an overwhelming and daunting task. Charlene Elliott has extensive experience as a broker in Fort McMurray, she has built strong trust within the community and helped her […]
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]
Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year amortization. This […]
Navigating the mortgage landscape can be daunting, especially if you have bad credit. But the good news is that it’s not impossible to secure a mortgage even with a less-than-stellar credit score. In this blog, we’ll explore your options and provide tips on how to increase your chances of getting approved. Understanding Bad Credit In […]
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on a variable-rate mortgage, this will result in a slight decrease in your mortgage payments to match the current rates giving you more […]
As a local Mortgage Broker in Fort McMurray, I’ve had the privilege of watching our community flourish. With its unique blend of economic opportunities, community spirit, and natural beauty, Fort McMurray is an exceptional place to consider when purchasing a home. Here are some compelling reasons to make Fort McMurray your next home. 1. A Growing […]
“I just wanted to take a moment to write a quick testimonial regarding the service I received from Charlene Elliot throughout my home buying process. Everything went great! I must say that there were times when it looked a little shady due to me being a contractor and the banks not totally in love with my “short term work status”, however Charlene went HARD to get me approved. I had a very small deadline and she pushed the banks hard and was able to get me in on time, and trust me it really looked to be an unachievable date, and wasn’t looking good for me, it was stressful and Charlene kept me in the loop at every minute of the whole ordeal. I was recommend to go to Charlene by another friend that had also been done well by her, and I will always say that she’s a hard worker and I will always recommend her as well. I’m very glad I chose Charlene to help me out (and not just because of the delish brownies she had sent to my house afterwards, hah!) Brass Tacks: All around great friendly service that may be hard to find one to compare. Thanks” Charlene.
