Buying a home is one of the most significant financial decisions you’ll ever make. Whether you’re purchasing your first home or upgrading to your dream property, there’s one key step in the process that you can’t afford to skip: getting pre-approved for a mortgage. At Charlene Elliott Mortgages, we understand how important this step is, and […]
If you’re a homeowner, chances are you’ve heard of refinancing your mortgage—but what does it really mean, and how can it benefit you? Refinancing isn’t just about securing a lower interest rate; it’s a financial strategy that can help you achieve a range of goals, from lowering your monthly payments to accessing equity for home […]
While spring and summer may be the traditional peak seasons for real estate activity, winter offers a unique set of advantages for both buyers and sellers—especially in Fort McMurray. Whether you’re looking to buy your first home or sell your property, winter could be the perfect time to make a move. Here’s why you might […]
As we step into 2025, many Fort McMurray residents are thinking about their housing goals—whether that’s purchasing a new home, selling their current property, or saving up for that perfect place. The team here at Charlene Elliott Mortgages understands how important homeownership is, and we’re here to help you navigate the market with confidence. Whether […]
We all know that purchasing a home is one of the biggest financial decisions we make in our lives. Navigating the complexities of the mortgage process can be an overwhelming and daunting task. Charlene Elliott has extensive experience as a broker in Fort McMurray, she has built strong trust within the community and helped her […]
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary depending on your goals. For some, it’s about unlocking the […]
Buying your first home is a significant milestone! While you’re thinking about your affordability and what type of home you want to own, we have some exciting updates around first-time homebuyer benefits: New or Pre-Construction Homes: Did you know? First-time buyers looking to purchase a new build or pre-construction home are eligible for 30-year amortization. This […]
Navigating the mortgage landscape can be daunting, especially if you have bad credit. But the good news is that it’s not impossible to secure a mortgage even with a less-than-stellar credit score. In this blog, we’ll explore your options and provide tips on how to increase your chances of getting approved. Understanding Bad Credit In […]
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on a variable-rate mortgage, this will result in a slight decrease in your mortgage payments to match the current rates giving you more […]
As a local Mortgage Broker in Fort McMurray, I’ve had the privilege of watching our community flourish. With its unique blend of economic opportunities, community spirit, and natural beauty, Fort McMurray is an exceptional place to consider when purchasing a home. Here are some compelling reasons to make Fort McMurray your next home. 1. A Growing […]
“Charlene is amazing to work with! She helped to make a process that is often filled with stress, a breeze. She was so down to earth and explained every detail, and ensured that we always understood each step and that is we were happy with every step. She was patient, she was knowledgeable and she was so quick to respond. I am forever thankful for our experience as Charlene was instrumental in buying our dream home!”
