In the competitive world of mortgage lending, one important tool that borrowers in Canada can utilize is the mortgage rate hold. A rate hold allows borrowers to secure a specific interest rate for a set period, typically ranging from 30 to 120 days, while they shop for a home or finalize their mortgage application. This […]
If you’re seeking a mortgage, but your application doesn’t fit into the box of the big traditional institutions, you’ll find yourself in what’s commonly referred to in the industry as the “Alternative-A” or “B” lending space. These lenders come in three classifications: Managing mortgage affordability in the alternative lending landscape requires careful consideration of several […]
In the realm of homeownership, the journey towards securing your dream home involves a myriad of decisions and considerations. One crucial aspect that often gets overlooked is protecting your investment and loved ones in the event of unforeseen circumstances. This is where Mortgage Protection Insurance (MPP) steps in as a valuable safeguard, providing peace of […]
“We used Charlene for both our home purchases. They were 10 years apart and very different markets. Each time she gave us stellar service. She’s very knowledgeable, works hard to ensure you get the best rate and you understand all your options and is always ready to answer questions. I’d recommend her without hesitation and will be using her services again when our mortgage renewal comes around.”
